Analyst II - Credit Department (US)

About our group:Seagate’s Credit Department mitigates credit risk and enables profitable growth by managing credit lines and exposures worldwide. We support our Collections Team and partner closely with Sales, Sales Operations, Finance, and Legal to maintain strong customer relationships while protecting Seagate’s balance sheet. Our portfolio includes large, global customers, and we perform credit assessments and credit limit recommendations in-house—leveraging customer financial statements, payment behavior, and market intelligence, rather than relying solely on external credit rating agency data. We are an organized and well-established global group focused on high-quality service and continuous improvement.About the role - you will:Work closely with relevant departments to secure customer data and financial statementsPerform credit analysis for new and existing customers and assess the credit risk associated with the proposed or assigned credit linePerform in-depth financial analysis and provide recommendations to support management decision-makingCreate ad-hoc analyses, executive summaries, and recurring reporting to support management decision-makingMonitor and analyze key economic indicators across AMER, EMEA, and APACIdentify potential risks and opportunities within the Global customer portfolioPerform cash flow analysis and create customer forecastsConduct research and conceptualize new techniques, ideas, and solutions for a variety of credit challengesProvide relevant departments with critical updates on the financial condition of their customersPartner with Sales and Sales Operations to support order management decisions (e.g., holds/releases) by monitoring credit exposure, past-due trends, and dispute riskWork as one global team: coordinate and facilitate credit and collections efforts with close communication and collaboration across regionsEnforce credit policies and procedures through, but not limited to, the following: Be familiar with the policies and proceduresMaintain and update desktop procedures on a regular basisCommunicate and enforce policies when necessary Assist with SOX controls and compliance proceduresPerform ad-hoc control procedures that may be assigned About you:Eager to learn and curious about what is going on in the WorldStrong attention to detail and ability to notice discrepancies in dataInterested in new techniques using AI and Machine Learning to automate and improve credit analysisAble to interpret and synthesize financial data, news, and relevant market intelligence (including third-party sources) as inputs to Seagate’s in-house credit assessmentExperience in developing mathematical and statistical models is a plusBeing proactive on taking actions on anticipated environmental changes, legislation, market movements, annual performance results of our customers, and compliance with statutory and regulatory requirements.Basic concept of credit risk mitigation strategies, practices, and systemsExceptional analytical skillsKnowledge in analysis of financial statements, cash flow analysis, industry/market credit research, and ever-changing country risks is a plusOutstanding communication and presentation skills with the ability to develop customer relationships, negotiate, and effectively relay information and resolve disputesPossess a process improvement mindset with a desire to consistently look for ways to improve efficiency and service while maintaining a “big picture” perspectiveProven initiative to support current and future growth**Please note: Visa sponsorship is not available with this positionYour experience includes:Working in a credit analysis function or quantitative experience Bachelor’s and/or equivalent experience Proficiency with Microsoft Office applications (Word, Excel, Power Point)Excellent English verbal and written communication skills (Understanding and reading Chinese fluently is a plus)Ability to effectively manage competing deadlines for projects, with varying degrees of supervisionYou May Also Have:Familiarity with SAP systemWorked in larger scale corporations that have presence worldwide Location:United States Remote; United States; This is a fully remote opportunity. Seagate is able to offer virtual employment for this position in the following states: AL, AZ, CA, CO, CT, FL, GA, ID, IL, IN, KS, KY, MA, MD, MI, MN, MO, NC, NH, NJ, NM, NY, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WY. The estimated base salary range for this position is $59,300 - $84,700. The individual salary is based on work location and additional factors, including job-related skills, experience, and relevant education or training. Seagate offers comprehensive benefits to its eligible employees, including, but not limited to, eligibility to participate in discretionary bonus program, medical, dental, vision, and life insurance, short-and long-term disability, 401(k), employee stock purchase plan, health savings account, dependent care, and healthcare spending ac