Senior Product Manager, Customer Payments

Mission Lane is combining the power of data, technology, and exceptional service to pave a clear way forward for millions of people on the path to financial success. By attracting top talent and leveraging cutting-edge technology, we’re enabling people to unlock real financial progress. Sound like a mission you can get behind?The impact you’ll make in this role:Mission Lane is looking for a driven Senior Product Manager to significantly enhance the customer payments journey. This role is crucial for optimizing the customer experience, fostering continuous financial progress, increasing customer satisfaction, and improving cure rates, all while mitigating late payments and reducing charge-off risk. The ideal candidate will be a strategic thinker capable of leveraging the payments journey in innovative ways.As a member of our product team, you will be immersed in a culture of continuous discovery, testing, and learning. Your primary responsibilities will include shaping the product roadmap and delivering impactful results. You will work closely with various teams throughout the organization, including Customer Operations (Servicing, Collections, Fraud), Engineering, Data, and Customer Insights, to gain insights into priorities, universal capability needs, and competitive advantages. Collaboration is key in this role. This opportunity is tailor-made for you if you are looking to make a significant and lasting impact.As the Senior Product Manager, you will be:A thought leader for the company -- and outside the company -- innovating and driving exceptional experiences for our customersA critical part of the Product and Customer Management teams, building out the strategy and roadmapCreative and driven to achieve results through outside the box thinkingDriving results focused on quality customer experience, the growth of our business, operational efficiency, and risk mitigation Working closely with stakeholders to deliver in a high quality and high impact mannerPassionate about delivering fair and clear credit to our customersFlexible enough to cross traditional job definition lines (we're a young company, so you will wear more than just a PM hat)Minimum Qualifications:5+ years of Product Management experience, managing technical software products from ideation to rollout and continuous optimizationExperience defining and influencing roadmaps which optimize enterprise value against customer, business, and technology problemsA strong bias toward action and a proven track record of delivering minimum viable products to market at rapid speedPersistence and creative ‘get it done’ approach to ensure successful outcomes for your product, our customers, our employees, and our companyWillingness to take big swings which can (and should!) have massive impacts on our trajectoryExcellent communication skills to lead and inspire teams and leadershipA structured problem-solving approach to help a team work through a wide range of issuesIntellectual curiosity for emerging technologies and engineering challengesAbility to actively seek out multiple opinions, yet make independent decisions and influence positive outcomesExperience working to deepen relationships with our existing customers by improving payment and cure rates through test and learn while optimizing communication and experience strategiesAbility to travel occasionally within the US for in-person collaboration. Preferred Qualifications:Experience in the fintech industry or payments / collections spaceCompensationAnnual full-time starting base salary range: $125,000 - $153,000This role is eligible for additional compensation in the forms of participation in our annual incentive and equity programs. Pay is based on factors such as work experience, education, certification(s), training, skills, and competencies related to the role. Mission Lane also offers a comprehensive benefits plan, which includes paid time off, 401(k) match, a monthly wellness stipend, health/ dental/ vision insurance options, disability coverage, paid parental leave, flexible spending account (for childcare and healthcare), life insurance, and a remote-friendly work environment.About Mission Lane:Founded in December 2018, Mission Lane is a purpose-driven fintech company based in the U.S., with headquarters in Richmond, Virginia. It all started with a realization: nearly fifty percent of the adult population in the U.S. doesn’t have access to a clear line of credit. Most traditional credit card companies either overlook or overcharge this group because they have less-than-perfect credit scores or no scores at all. We decided this just wouldn’t do.In partnership with our sponsor banks, we offer credit cards under the Mission Lane brand name, with better, clearer terms, and a more refined customer experience than the alternatives available to people working hard to improve their credit. To date, over four million consumers have chosen Mission Lane, earning high customer ratings on Credit Karma for