Associate Underwriter - Package Lines

The salary range for this job posting is $43,950.00 - $78,759.00 annually + bonus + benefits. Pay Type: HourlyThe above represents the full salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors, and will fall within the stated range. Your recruiter can share more information about the specific salary range during the hiring process.While we prefer candidates who reside closer to our Columbus, Ohio office that could work a hybrid or remote schedule, we may also consider candidates anywhere in our approved payroll states who can work full time remote.We may hire a senior level for this role and the salary range listed is inclusive of both the non senior and senior level.This role will report to a Manager, Commercial Lines Underwriting Services.Are you a Referral?If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team.Unique residence requirements are listed in each job posting, please review closely for details. Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes:Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin.JOB OBJECTIVE:The Associate Underwriter within designated authority utilizes basic underwriting techniques to evaluate and price new business and renewal applications in order to determine acceptability in accordance with corporate guidelines and standards. The Associate Underwriter will also accurately enter policy information, process endorsements, audits and other policy transactions and refer them to a staff member with a higher authority level when appropriate. This position’s objective is to support the team goals of writing profitable new business and retaining profitable renewals while ensuring excellent customer service.ESSENTIAL FUNCTIONS:1. Perform routine selection, evaluation, and pricing of all assigned risks, following established procedures, for policies for all lines of commercial insurance. This includes the processing of new business, revisions, renewals and select reinsurance quoting.2. Review basic new and renewal business requests and determine acceptability, using appropriate Encova, state specific and industry rules, policies, procedures, guidelines, etc.3. Perform new business set-up and rating, including obtaining additional information needed to develop a new business quote and/or proposal.4. Issue and assemble policies. Effectively utilizes industry rules and guidance to ensure proper policy construction.5. Process endorsements, cancellations, declinations, and reissues of policies, following appropriate rules, policies, procedures and guidelines.6. Field routine agency service requests, referring more complex issues to the team’s mentoring underwriter and/or Regional Vice President.7. Ensure accurate and timely servicing of accounts.8. Maintain user knowledge of internal systems and any available rating programs.9. Successfully complete transactions such as supplemental underwriting reports, MVRs, financials, surveys, agency transfers, statement of values, and driver list follow-ups within assigned authority and refer risks to commercial underwriter that do not meet guidelines.OTHER FUNCTIONS:1. Non-essential function: may assist in training others.2. Non-essential function: other duties as assigned.KNOWLEDGE, SKILLS AND ABILITIES:High school diploma required. Two years’ experience in a professional business or insurance environment preferred.Bachelor’s Degree from an accredited college or university is preferred and may substitute for experience.Preference may be shown to applicants who have previous commercial lines underwriting experience.Critical thinking: Ability to assess an individual situation and select applicable alternatives from an array of options, resulting in the most appropriate and sustainable decision.Working knowledge of the state specific underwriting laws and rules and their application to the book of business.Working knowledge of underwriting principles and practices, risk selection and classification.Working knowledge of the operational policies and procedures.Ability to multi-task several assignments simultaneously while meeting established guidelines.Results-oriented with strong decision-making, analytical and problem-solving skills.A