Controller

WHO IS RATEHUB?We’re a company on a mission. We are a unique Canadian Fintech that is the one-stop shop for all financial needs of the consumer: Save, Spend, Borrow, Invest, and Protect. Every single team member — from Product & Engineering to Sales & Marketing, Finance, Operations, and everything in between — is obsessed with one thing: helping Canadians make better financial choices. And we’re pretty great at it, too. Via our digital application technology and our award-winning in-house brokerages, we help over 2M Canadians per month make a positive impact on their finances. We have many unique businesses: a mortgage brokerage, a life insurance brokerage, a home and auto insurance brokerage, a mortgage originations and servicing business, a Financial Services Marketplace, and a content business across Ratehub and MoneySense. 365 days a year, we deliver our users the best online mortgage experience, personalized credit card and loan options, and cheaper auto and home insurance policies than they typically get from their existing financial adviser.Changing how people make financial choices isn’t easy, though. We know that achieving our mission is full of challenges — challenges that can be complex and often unexpected but that are always interesting, rewarding, and fun to solve as a team. This is where you come in. We are on the hunt for the right candidate to join us and help lead us forward to continued growth.We’re seeking an experienced, hands-on Controller to own our accounting and financial reporting across a multi-entity, multi-business-line group. You’ll ensure the integrity of our financial information, strengthen internal controls, scale our financial processes, and act as a true partner to the business as we grow. Reporting initially to the CEO, you’ll eventually report into the VP of Finance & Operations.The ideal candidate thrives in a fast-paced, technology-driven environment, is comfortable moving between the detail and the big picture, and is excited by the prospect of building finance infrastructure that can support a company with lending, insurance, marketplace, membership, and media revenue streams — and the ambition to expand well beyond them.YOUR RESPONSIBILITIESFinancial Reporting & AccountingOwn the month-end, quarter-end, and year-end close across all entities, including our regulated mortgage lender, the mortgage brokerage, , the insurance brokerages, and the marketplace, membership, and content businesses.Prepare accurate, timely consolidated financial statements in accordance with IFRS. Maintain the general ledger and oversee all core accounting cycles: accounts payable, accounts receivable, payroll, revenue recognition, fixed assets, and intercompany transactions across the group.Own revenue recognition across our diverse models — commission and referral revenue, lending net interest and servicing income, insurance commissions, subscription/membership revenue, and advertising/content revenue.Coordinate annual audits and manage relationships with external auditors.Financial Controls & ComplianceDevelop, implement, and maintain strong internal controls and accounting policies suited to a regulated, multi-entity fintech.Ensure compliance with regulatory, tax, and statutory reporting requirements, including obligations specific to a federally regulated lender and licensed insurance brokerages.Oversee corporate tax filings, payroll taxes, HST/GST compliance, and other statutory obligations across jurisdictions.Monitor financial and operational risk, and recommend and implement mitigation strategies.Business Partnership & Strategic SupportPartner with business-line leaders — lending, insurance, cards & loans, membership, and content — to provide the financial insight that drives better decisions.Support our FP& A leader in budgeting, forecasting, and long-range planning, ensuring financial data is accurately reported on by appropriate segments. ..Prepare financial materials and reporting packages for senior leadership, investors, lenders, and the Board of Directors.Systems & Process ImprovementDrive automation and continuous improvement across finance operations, building processes that scale with a rapidly growing, multi-business group.Evaluate and optimize financial systems, controls, and reporting infrastructure.Support ERP and finance technology implementations and integrations as the business grows and adds complexity.Establish scalable, repeatable processes that hold up as we expand into new products and markets.Team LeadershipLead, mentor, and develop the accounting and finance team.Foster a culture of accountability, ownership, collaboration, and continuous improvement.Support recruitment and onboarding as the finance function scales with the company.YOUR QUALIFICATIONSRequiredCPA designation.7–10+ years of progressive accounting and finance experience, including a Controller, Assistant Controller, or Finance Manager role.Strong command of financial reporting, internal controls