Electronic Return Originator(ERO)

**Overview** Join our dynamic team as an Electronic Return Originator, where you'll play a vital role in the loan origination and mortgage services process within the financial services industry. This position offers an exciting opportunity to leverage your expertise in loan processing, banking regulations, and client communication to ensure accurate and compliant electronic submissions. As an Electronic Return Originator, you will be at the forefront of facilitating seamless mortgage and commercial lending transactions, supporting both our clients and internal teams with precision and professionalism. Your proactive approach will help uphold industry standards, maintain financial compliance, and drive successful loan origination outcomes. **Duties** * Prepare and submit electronic loan originations using specialized financial software, ensuring accuracy and adherence to FNMA (Fannie Mae) guidelines and TILA (Truth in Lending Act) regulations. * Review loan documentation meticulously, verifying all data points through Excel data analysis and basic math calculations to guarantee completeness before submission. * Coordinate with loan officers, underwriters, and clients to gather necessary information, clarify discrepancies, and facilitate smooth communication throughout the lending process. * Maintain detailed records of all electronic returns, processing logs, and compliance documentation in accordance with banking regulatory standards. * Monitor industry changes related to mortgage services, commercial lending regulations, and financial compliance to ensure ongoing adherence to legal requirements. * Assist in training team members on loan origination procedures, lending protocols, and the use of financial software tools like Microsoft Office applications. * Conduct risk assessments by analyzing commercial lending data for creditworthiness and lending analysis in accordance with industry best practices. **Requirements** * Proven experience in loan origination within the financial services or banking sector, with a strong understanding of mortgage services and commercial lending processes. * Familiarity with FNMA guidelines, TILA regulations, and banking regulatory compliance standards. * Proficiency in Microsoft Office Suite, especially Excel for data analysis and reporting purposes; familiarity with financial software is highly desirable. * Excellent customer service skills combined with clear client communication abilities to explain complex loan details effectively. * Strong knowledge of industry regulations governing loans, including mortgage processing laws like TILA and industry\-specific compliance standards. * Demonstrated ability to handle multiple tasks efficiently using basic math skills and 10 key typing accuracy for data entry tasks. * Experience in risk assessment related to commercial lending analysis in credit and risk management contexts; previous team leadership experience is a plus. * Ability to stay current on industry kno