Questrade - Manager, Product - Secured Lending

Questrade Financial Group (QFG), through its companies - Questrade, Inc., Questrade Wealth Management Inc., Community Trust Company, Zolo, and Flexiti Financial Inc., provides securities and foreign currency investment, professionally managed investment portfolios, mortgages, real estate services, financial services and more. Questrade uses cutting-edge technologies to develop innovative products that give customers better, more affordable ways to take control of their money.We are everything a traditional financial institution is not. At QFG, you will be constantly moving forward, bringing the future of fintech into existence. You will be a part of a collaborative team that cares deeply about our mission and each other. Your team members will help you conquer challenges, push boundaries and discover what you are truly capable of.At QFG, we have a culture of innovation where technology serves people—both our team and our customers. We see AI as a collaborative and transformative enabler, and we are seeking forward-thinking individuals who can effectively integrate it into their daily work. The ideal candidate will be a catalyst for change, helping us use AI to create a more efficient and rewarding employee experience while also developing cutting-edge solutions that delight and serve our customers. Join us in shaping a future where AI empowers our team to do their best work and helps us deliver unparalleled customer experiences. This is a place where you can explore, discover and learn with continuous growth. As a diverse and inclusive place to work, with a hybrid working environment you can unleash your creativity and curiosity with no limits. If you share the same sense of infinite possibility, come shape your future at QFG.What’s in it for you as an employee of QFG?Health & wellbeing resources and programsPaid vacation, personal, and sick days for work-life balanceCompetitive compensation and benefits packagesWork-life balance in a hybrid environment with at least 3 days in officeCareer growth and development opportunitiesOpportunities to contribute to community causesWork with diverse team members in an inclusive and collaborative environmentThis job posting is for an existing vacancy.We’re looking for our next Manager, Product – Secured Lending. Could It Be You? Questbank is growing, and we are looking for a hands-on Manager to drive the commercial success of our Secured Lending portfolio. We distinguish between "building the product" (operations/tech) and "making the product successful" (commercialization). You are the business lead. You own the "Value Proposition"—defining not just the price, but the reason a broker chooses Questbank over a competitor. In this role, you will be the analytical engine behind our product strategy. You will act as the strategic business partner to our Product Managers, pulling the pricing and promotion levers needed to help them achieve their P&L targets. You will work side-by-side with Finance and Sales to ensure our products are competitive, profitable, and positioned to win.Need more details? Keep reading… In this role, responsibilities include but are not limited to:Key ResponsibilitiesPricing Strategy & Value PropositionValue Prop Ownership: Define and articulate the commercial value proposition for our Alt-A and future lending products. You determine how we package rate, fee, and policy to create a compelling offer for the broker.Manage Rate Sheets: Own the daily/weekly execution of product updates. You ensure that our products and pricing signals the right value to the market across all distribution points.Competitor Intelligence: Track competitor rates and "promo" offers daily. You identify where our value prop is eroding due to market moves and recommend tactical adjustments to regain our edge.Business Analysis & ForecastingBusiness Inputs: Act as the advisor to the Finance team. You provide the critical market inputs—competitor moves, broker feedback, and sensitivity analysis—that allow Finance to update pricing models. You recommend where we should price to win, while Finance validates the economics.Forecasting Collaboration: Partner directly with the Finance Business Partner (FBP) to build monthly volume forecasts. You provide the data-driven market assumptions (seasonality, pipeline trends) that power the budget.Business Analysis: Monitor volume trends and product mix. Instead of just reporting numbers, you explain the "why" behind the performance—linking volume results back to our pricing and value proposition.Product Partnership & GrowthProduct Manager Collaboration: collaborate with the Product Managers (who own the product roadmap and P&L targets) to design pricing structures that support their strategy. You turn their financial goals into executable market rates.Sales Enablement: Empower the BDM team to sell "Value over Rate." You equip them with the talking points, competitive comparisons, and "cheat sheets" they need to explain why a broker should cho