Senior Solutions Architect – Global Payments Platforms

Build the Future with AspenView Technology PartnersAt AspenView, we are passionate about transforming the way organizations approach technology. We specialize in creating high-performing, nearshore IT teams to help North American clients innovate faster and more efficiently. As we continue to grow, we’re looking for exceptional people to join our team and help drive impactful change across industries.Why Join AspenView?At AspenView, we’re more than a nearshore IT partner—we’re a people-first, purpose-driven company that believes great culture drives great outcomes. We’re passionate about connecting talent and technology to deliver measurable value for clients—and meaningful career paths for our people.Here’s what you can expect:Competitive base Comprehensive benefits and wellness supportFlexible work model: hybrid, remote, or in-officeReal growth opportunities and leadership visibilityInclusive, respectful culture that blends U.S. innovation with Colombian heartA company that listens, invests in you, and celebrates wins togetherAbout the roleYou will join a cross-functional team — product, treasury, operations, and engineering — to design and evolve a multi-country, multi-rail payments and credit platform. This is a senior, strategic role where you will define target-state architecture across card acceptance (CP + CNP), payment orchestration, regulatory compliance, alternative rails, and direct bill/credit lifecycle automation, while shaping vendor strategy and providing technical leadership across the organization.What you will do:Payments ArchitectureDefine multi-acquirer and multi-region connectivity strategy (US, EU, LATAM)Evaluate PSP vs. traditional acquiring vs. hybrid modelsEstablish tokenization strategy (network tokens, processor tokens, vault ownership)Orchestration & RoutingArchitect an orchestration layer with intelligent routing, soft-decline retry, SCA exemption management, and failover strategiesBuild an abstraction layer to onboard new countries or acquirersSupport non-standard rails: fuel cards, fleet cards, specialized billing instrumentsComplianceLead PSD2 / SCA / 3DS 2.x architectureImplement stored credential frameworks and MIT handlingOptimize PCI DSS scope; maintain Visa and Mastercard scheme alignmentBilling & Credit ModelsArchitect fuel card integrations and the full direct bill lifecycle (approval → billing → collections → settlement)Support blended payment models (card + invoice + ACH) and post-service adjustmentsCross-FunctionalPartner with Treasury on settlement, reconciliation, and FX strategyLead vendor evaluations (Elavon, Adyen, Stripe, orchestration providers)Define KPIs: auth rates, decline recovery, SCA success, cost per transactionWhat you bring:10+ years in payments architecture, fintech, or financial infrastructureExperience with a traditional acquirer (Elavon, Fiserv, Worldpay), global PSP (Stripe, Adyen), or in-house gateway buildDeep knowledge of CP/CNP flows, SCA/3DS 2.x, stored credentials, MIT, and multi-MID cross-border setupsHands-on with ACH, RTP, SEPA, or direct debit railsProficiency in API-driven and event-driven architectures, idempotency/retry design, and microservices-based routingExperience designing high-availability systems for 24/7 operationsCloud-native deployment experience (AWS and/or Azure)Advanced English — written and verbalNice if you have:Background in aviation, travel, hospitality, or fleet paymentsMulti-country regulatory experience (EU + US)Exposure to commercial, fleet, or fuel card ecosystemsDirect bill or B2B credit lifecycle experienceExperience leading payments transformation programsPCI scope reduction expertiseEqual Opportunity Employer:AspenView is proud to be an equal opportunity employer. We believe in creating an environment where all employees feel welcome, valued, and empowered to succeed. We celebrate diversity and strive to build a culture of inclusion where all individuals, regardless of their race, color, gender, gender identity or expression, sexual orientation, disability, age, or any other characteristic, can thrive. We encourage applicants from all walks of life to join our team and make a lasting impact.Originally posted on Himalayas