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Bodily Injury Adjuster - UM/UIM Moderate Represented - Remote

Allstate Insurance

14h ago

0DesignRemote, USjobspy_indeed
remoteindeed

Job Description

At Allstate, great things happen when our people work together to protect families and their belongings from life’s uncertainties. And for more than 90 years, our innovative drive has kept us a step ahead of our customers’ evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection. **Job Description** This job is responsible for investigating moderate represented claims which typically will include: uninsured or underinsured motorist (UM/UIM) claims in single or multi car accidents, and represented moderate or major claims. The individual also may handle complex CPL claims or specialized claims (e.g., business interruption, loss of income, E\&O policies, etc.). The individual takes recorded statements, resolves loss of use claims, makes payments to appropriate parties, and negotiates and settles or refers bodily injury issues that cannot be resolved. This position is for our Represented Casualty office with a focus on handling UM/UIM claims in the states of TX, CA, and UT.**Qualifications:** * 3\+ years experience in liability investigations, bodily injury claim evaluations, and negotiation preferred * Casualty claim handling experience is required * Previous experience in bodily injury claims handling or a related field * Proficient communication skills, especially over the phone, to establish rapport and assess claims accurately. * Ability to work independently and remotely, while managing time efficiently * Familiarity with insurance policies, coverage, and liability determination * Strong critical thinking and problem\-solving skills to evaluate and negotiate injury claims successfully * Knowledge of innovative tools and platforms for effective claims evaluation **You’ll wear a few hats to fill a few roles throughout your day that all require a level of experience:** **The Customer Service Expert** – you’ll live into Allstate’s Claims Culture by caring, empowering, and restoring, and you will accomplish that by being compassionate, clear, and a committed partner in each Casualty claim. You lead with empathy, always. **The Investigator** – you’ll confidently and independently investigate casualty (and applicable LOB (line of business)) claims by performing detailed reviews of damage and interpreting policies to determine coverage. **The Effective Communicator** – you’ll use phone, emails and sometimes even video chat with customers to help them through a fast, fair, and easy claims process. You’ll also incorporate a specific approach to claim handling to offer the customer their preference of communication to efficiently discuss their claim needs and keep them updated on the claim progress. **The Negotiator** – you will evaluate and negotiate claims settlements with customers, vendors, third party carriers and claimants, in accordance with all legal and business standard methodologies.