Licensed Loan Officer - Remote

Here at **Lower**, we believe homeownership is the **key to building wealth**, and we’re making it **easier and more accessible** than ever. As a **mission\-driven fintech**, we simplify the home\-buying process through cutting\-edge technology and a **seamless customer experience**. With **tens of billions in funded home loans** and top ratings on **Trustpilot (4\.8\), Google (4\.9\), and Zillow (4\.9\)**, we’re a leader in the industry. But what truly sets us apart? **Our people.** Join us and be part of something bigger. **Job Description:** **Ready to take your mortgage career to the next level with us?** If you're already thriving in a **direct\-to\-consumer lending environment**, you know the formula: high\-quality leads, fast tech, and a company that backs you with real support. At **Lower**, we’ve perfected that model \- and we’re looking for NMLS\-licensed loan officers who want to close more deals, earn more, and make a bigger impact. **What You’ll Do** * **Work high\-intent inbound leads** \- no cold calling, just real conversations with ready\-to\-act borrowers. * **Connect via phone, text, and email** to guide prospects through the loan process with clarity and confidence. * **Educate and advise** borrowers on products that fit their goals \- whether it’s purchase, refi, or cash\-out. * **Analyze credit and financial data** to match customers with the right solution. * **Present pricing and terms** in line with company standards and compliance requirements. * **Drive repeat and referral business** through exceptional service and follow\-through. **Who You Are** * You hold an **active NMLS license** and have **1\+ year of experience** originating loans in a consumer\-direct model. * You’re a **closer** \- driven by performance, motivated by commission, and wired for results. * You thrive in a **fast\-paced, tech\-enabled environment** and know how to manage a high\-volume pipeline. * You’re passionate about helping people make smart financial decisions and delivering a 5\-star experience. * Experience with **Encompass** is a plus \- but hustle and heart matter more. **Why You’ll Love Lower** * **Best\-in\-class leads** delivered daily \- plus top\-tier comp for any business you bring in yourself. * A brand built on trust: **20K\+ five\-star reviews** across Google, Zillow, LendingTree, and Facebook. * **Training that actually matters** \- weekly sessions to sharpen your skills and stay ahead of the curve. * A culture that rewards performance and celebrates impact. **What You’ll Get** * Competitive commission structure with uncapped earning potential * Full benefits: medical, dental, vision, paid holidays, PTO, parental leave * Life insurance, short\- and long\-term disability, 401(k) with company match * Corporate wellness program * Employee discount on home mortgage purchases and refinances **Where You’ll Work** You'll have the flexibility to work remotely from anywhere in the US. Want to close more loans with less