Underwriting Consultant

About the roleAt Symetra, we believe in empowering people to make a meaningful impact—and that includes our underwriters. As an Underwriting Consultant, you’ll bring your expertise, judgment, and curiosity to a role where thoughtful decisions truly matter.You’ll assess complex mortality risks with consistency and care, balancing sound underwriting principles with our commitment to meeting customer and market needs. This role offers the opportunity to work on sophisticated cases, including high-net-worth and international business, while contributing to a collaborative culture that values learning, partnership, and continuous improvement.What you will do Deliver Thoughtful Underwriting Decisions Review individual life insurance applications with a focus on high-net-worth and foreign national clients Assess medical and non-medical risk in alignment with company guidelines, with the goal of delivering the best possible offer upfront Partner with Medical Directors, Underwriting Leadership, and peers to navigate complex or unique cases Apply your authority responsibly while ensuring appropriate collaboration on higher-limit cases Meet service expectations while maintaining quality and consistency Build Trusted Relationships Communicate underwriting decisions clearly and respectfully with internal partners and distribution teams Foster strong relationships that support long-term growth and mutual success Share your knowledge through agent and partner education, including leading seminars on underwriting topics Represent Symetra with professionalism in both virtual and in-person settings; occasional travel may be required Support and Develop Others Serve as a resource and mentor for fellow underwriters, offering guidance on complex or high-visibility cases Contribute to a culture of learning by supporting training, coaching, and knowledge sharing Lead educational sessions for agents, BGAs, and underwriting colleagues Contribute to Continuous Improvement Identify opportunities to enhance underwriting processes and the customer experience Participate in team, department, and company initiatives that drive innovation and effectiveness Engage with industry events and stay current on trends to help strengthen our underwriting practices Who You Are At least 7-10 years of cumulative, relevant experience Proven analytical and problem-solving skills Strong attention to detail and ability to manage large caseloads and provide quick turnaround times while maintaining Symetra’s mortality standards Strong technical and financial underwriting skills Service-oriented with commitment to meet deadlines, prioritize and handle multiple tasks in a demanding work environment Strong interpersonal and communication skills (written and verbal) Mastery of underwriting principals, practices, insurance medicine, financial underwriting, field operations, product offerings and life insurance contract law. Ability to travel and make presentations to clients and producers. Strong negotiation skills. CLU, FALU and/or FLMI, or working towards completion of designation is preferred. College degree preferred, high school diploma required. Why Work at Symetra Here’s what some of our employees have to say about why they work at Symetra:“Working across different departments at Symetra has been a fantastic experience. What truly stands out is how much the leaders genuinely care about every employee, regardless of role. It’s inspiring to be part of a company so deeply focused on its people and committed to making a positive impact in the community.” - Bill G., Underwriting Consultant“Symetra is truly a great place to work. The positive work climate, strong sense of team, and the resources available make it feel like one cohesive family. What stands out most to me is the company’s deep commitment to diversity, equity, and inclusion—it’s not just a statement, it’s an active and ongoing priority that’s felt throughout the organization.” -Charlotte G., Sr. Underwriter - Consultant Stop LossWhat we offer youBenefits and PerksWe don’t take a “one-size-fits-all” approach when it comes to our employees. Our programs are designed to make your life better both at work and at home. Flexible full-time or hybrid telecommuting arrangements Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6% Paid time away including vacation and sick time, flex days and ten paid holidays Give back to your community and double your impact through our company matching Want more details? Check out ourSymetra Benefits Overview CompensationSalary Range: $96,700 - $161,200 plus eligibility for annual bonus programPlease review Symetra’s Remote Network Minimum Requirements:As a remote-first organization committed to providing a positive experience for both employees and customers, Symetra has the following standards for employees’ internet connection: Minimum Internet Speed:100 Mbps download and 20 Mbps upload, in alignment wi