Group Chief Financial Officer (Group CFO)
TheHiveCareers
40d ago
0FinanceSaint Vincent and the Grenadineshimalayas
Chief-Financial-OfficerGroup-CFOFinancial-Services-ExecutiveFinance-LeadershipCorporate-Finance-LeadershipExecutive
Job Description
Group Chief Financial Officer (Group CFO)About the RoleWe are seeking an accomplished and strategically minded Group Chief Financial Officer (Group CFO) to lead the financial strategy, performance, capital management, investment finance, and financial governance of a diversified Insurance & Investments Group.The Group CFO will have enterprise-wide responsibility for the Group's financial affairs, overseeing finance across subsidiaries, business units, investment entities, and operating companies.As a key member of the Group Executive Leadership Team, the Group CFO will serve as a strategic advisor to the Group CEO, President, Board, Investment Committee, and other senior stakeholders, ensuring disciplined capital allocation, strong financial performance, balance-sheet resilience, regulatory compliance, and long-term shareholder value creation.The role requires a sophisticated financial leader with experience across insurance, investment management, asset management, financial services, corporate finance, capital markets, and regulated financial institutions.Key Responsibilities1. Group Financial Strategy & LeadershipDevelop and execute the Group's overall financial strategy in alignment with corporate objectives.Provide strategic financial advice to the Group CEO, President, Board, and Executive Committee.Establish Group-wide financial policies, standards, controls, and performance frameworks.Ensure effective financial governance across subsidiaries, business units, joint ventures, and investment entities.Lead the development of the Group's long-term financial and capital strategy.2. Group P&L & Financial PerformanceAssume overall responsibility for the Group's financial performance, profitability, balance sheet, cash flow, and capital position.Monitor performance across all subsidiaries and business lines.Drive sustainable earnings growth, expense efficiency, and return on capital.Establish Group-wide financial KPIs and performance dashboards.Challenge business-unit leadership on financial performance and corrective actions.3. Financial Planning & Performance ManagementLead Group-wide annual budgeting, forecasting, and long-range financial planning.Develop financial scenarios and stress tests to support strategic decision-making.Consolidate financial plans across subsidiaries and investment businesses.Monitor actual performance against budgets, forecasts, and strategic objectives.Strengthen management reporting and financial analytics.4. Insurance FinanceProvide executive oversight of financial management across insurance businesses.Monitor premiums, claims, reserves, expenses, underwriting results, and insurance profitability.Oversee financial analysis of loss ratios, combined ratios, expense ratios, and underwriting margins.Partner with actuarial, underwriting, claims, and risk functions to understand financial exposures.Provide financial input into product profitability, pricing, reinsurance, and portfolio decisions.5. Investment & Asset Management FinanceProvide Group-level financial oversight of investment portfolios and investment businesses.Partner with the Chief Investment Officer (CIO) and Investment Committee on investment strategy and performance.Monitor investment income, portfolio returns, asset allocation, liquidity, and risk-adjusted performance.Evaluate strategic investment opportunities and major portfolio decisions.Ensure investment activities support the Group's liabilities, capital objectives, liquidity needs, and risk appetite.6. Group Capital & Solvency ManagementLead Group-wide capital planning and capital optimization.Monitor capital adequacy, solvency, leverage, liquidity, and financial resilience.Develop strategies to optimize capital deployment across subsidiaries and business lines.Assess the capital implications of acquisitions, investments, dividends, growth initiatives, and strategic transactions.Partner with Risk and Actuarial leadership on capital and solvency assessments.7. Asset-Liability ManagementProvide executive oversight of asset-liability management (ALM) across relevant insurance and investment businesses.Ensure investment portfolios are appropriately aligned with insurance liabilities and liquidity requirements.Monitor duration, interest-rate sensitivity, liquidity gaps, and market exposures.Support balance-sheet optimization and financial stress-testing initiatives.8. Treasury & LiquidityLead Group treasury, liquidity, cash management, and banking relationships.Establish Group-wide liquidity policies and funding strategies.Optimize cash across subsidiaries while maintaining appropriate regulatory and operational liquidity.Oversee debt facilities, guarantees, intercompany funding, and treasury risk.Monitor interest-rate, foreign-exchange, credit, and liquidity exposures.9. Capital Raising & FinancingLead Group-level financing and capital-raising initiatives.Develop relationships with banks, institutional investors, private equity firms, development-finance institu
