Senior Commercial Property Adjuster

Our StoryImagine being part of a team that’s not just shaping the future but actively driving it. At Davies North America, we’re at the forefront of innovation and excellence, blending cutting-edge technology with top-tier professional services. As a vital part of the global Davies Group, we help businesses navigate risk, optimize operations, and spearhead transformation in the insurance and regulated sectors.Davies North America is looking for an experienced Senior Commercial Property Claims Adjuster. Reporting to the Commercial Property Claims Supervisor, this role is responsible for end-to-end management of Commercial Property Claims primarily for multi-insurer, quota share programs. To be successful in this role, the candidate must be a results-oriented professional with strong organizational skills and the ability and desire to deliver quality claims service. Key ResponsibilitiesUnderstand the role of Third-Party Administration in claims management.Background in both Excess & Surplus Lines (Lloyds) as well as Standard carrier programs.Knowledge of current case law, statutory law, DOI regulations, etc. that apply to claims practices and issues within the territory of operation.Determine, evaluate, investigate, negotiate and resolve large exposure property claims in accordance with legal, regulatory and internal standards. Including but not limited to:Verify coverage under the applicable Commercial Property insurance policy.Coordinate with field adjusters and experts for inspections or further investigation.Review supporting documentation submitted for the claims and properly note the details of the review within the file.Analyze damage estimates and repair costs.Identify potential issues such as fraud, duplicate claims, or policy exclusions.Communicate with policyholders, adjusters, contractors, and other stakeholders regularly to ensure constant claim progression and keep all involved parties updated.Prepare written status and large loss reports for clients, including Reservation of Rights and Coverage Position LettersHandle appeals or disputes related to claim decisions.Attend mediations and settlement conferences as necessary.Direct and monitor defense counsel to settle litigated claims.Provide monetary authority and strategy to counsel to ensure client’s money and claims are protected.Present and explain claim overviews to business partners. Participate in audits and quality control reviews.Stay updated on industry trends, policy changes, and best practices.Provide mentorship and technical support to junior and peer examiners as necessary. Skills, knowledge & expertiseProactive, independent, dependable, and takes initiative with consistent follow through.Superb written and verbal communication skills conducted in a timely manner with diverse audiences.Superior time management skills with capability of working with and meeting deadlines.Exceptional capability to multi-task and prioritize with excellent organization and documentation skills in a fast-paced, dynamic work environment.Excellent team player with interpersonal skillsHigh level attention to detail with ability to utilize decision making and problem-solving skillsCapable of working collaboratively and independently with minimal supervisionExhibit discretion with sensitive and confidential informationDisplay a comfort level working with key people at all levels within an organization Certifications (Optional but Beneficial)AIC (Associate in Claims) CPCU (Chartered Property Casualty Underwriter) Essential RequirementsBachelor’s Degree from a four-year college or university or at least 5 years related experience and/or training; or equivalent combination of education and experience. Comprehensive knowledge of Commercial Property claims investigation techniques and SettlementModerate skills in Microsoft Suite – especially excel and wordMulti-State adjuster license preferredEqual Employment Opportunity & Legal NoticesBenefitsAt Davies North America, we are dedicated to supporting the well‑being and future of our qualifying employees. Our comprehensive benefits package includes:Medical, dental, and vision plans to support your health and that of your familyA 401(k) plan with employer matchingTime‑off policies, including Discretionary Time Off (DTO) for exempt employees and Paid Time Off (PTO) for non‑exempt employeesPaid holidaysLife insurance and short‑term and long‑term disability coverageBenefit offerings, eligibility, and required employer contributions may vary based on role, classification, and applicable federal, state, and local laws, including those tied to an employee’s primary work location.Where required by law, the Company provides paid sick leave, paid family and parental leave, and other mandated benefits in accordance with applicable state and local requirements.Diversity and InclusionDavies is dedicated to fostering a diverse and inclusive workplace that embraces a wide range of perspectives and experiences. We believe that diver